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  • OCC: Survey of Credit Underwriting Practices
    A conclusion that the underwriting standards for a particular loan category eased or . In most products, the survey shows fewer approved exceptions to policy.
    http://www.occ.treas.gov/publications/publications-by-type/survey-credit-underwriting-practices-report/pub-survey-credit-under-2011.html

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  • What are Compensating Factors When Qualifying for a Mortgage ...
    Apr 24, 2011 . These days, underwriting exceptions are more and more common where a mortgage loan file has “Compensating Factors.” At face value, the .
    http://iloanminnesota.com/2011/04/24/what-are-compensating-factors-when-qualifying-for-a-mortgage/

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